UPDATED below with more information for older immigrants.
Welcome to all of the new immigrants arriving today, including Raggedy Mom and Samanthat4d.
Can you help this reader? He writes:
I have been considering moving to Israel. Life in the US is expensive and so is Israel. I could live like a king in India I suppose, but I’m not interested.
I don’t speak Hebrew. I’m 64. I was in corporate sales for most of my life. I also passed the exam to teach English in my state but I don’t have a teaching ‘credential’. I have about $1450 in guaranteed income monthly. If you don’t mind, is it possible to rent a little studio with a door and a roof and not in a slum and make a life?
On $600 a month, I only can afford a room in someone’s house. It’s not glamorous!
I hope I haven’t intruded to much to ask your opinion. I have no relatives or friends in Israel. I do belong to a great little orthodox shul.
Thanks very much for any opinion you can offer, Miss K.
PS. Nefesh B’Nefesh was very encouraging but that’s their job, isn’t it.
By the way, I do speak Japanese, but I don’t have a credential. Thanks again and I sincerely appreciate any opinion you can offer!
Update: A friend in a similar situation shared the following information:
I found that getting MEDICAL INSURANCE was a big problem especially in long-term nursing care BECAUSE the cut off was 65. I don’t know (because I was 67 when I came) if 64 is the terminal date or 65 is the terminal date but the regular options under Maccabi were not available to me.
I also came “a cropper” with Bituach Leumi but that, it turns out, had a cut-off date of 60. I worked for five years (60 months) from age 67-72 and was not eligible, it turned out, for Bituach Leumi. Yes, I was covered for Bituach Refui and for all that that entailed but my paycheck did NOT have deductions for Bituach Leumi. What it means is that people holding jobs (even if they have their 40 quarters for Social Security in the US0 have to have begun their work here before the age of 60.
Then, there are the university ceilings and TAU, for example, will hire no staff (not academic) above the age of 68 and I don’t know if one has to terminate at that age or 70 when academics must “retire” although there are plenty of them who retain their offices by agreeing to teach one or two courses a semester, without pay.
There are probably cut-offs for mortgages also but I did not, at the time, have to inquire about this. But the “seudit” (long-term care) and other considerations were not available under the regular medical plans to which we are all entitled over the age of 65.—meaning entry into them then.
I admit to not having read the brochures very very carefully when I was making aliya. As a matter of fact, even with what I thought was my vast knowledge of Israel, I had NO clue that there were OTHER health organizations other than Maccabi and so, on my “intake” interview on the first day, when I had to list my health organization, I wrote down MACCABI!! I also had not done a lot of homework on banks and remembered that LEUMI was across the street from where I would be staying for the first month or so and that became my designated bank even though for 30 years, my US bank in NY was BANK DISCOUNT!!!
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